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Sometimes quick cash is needed. It could be for a new car engine or an unexpected hospital bill etc. And to be honest not many people have an emergency stash saved up.

With payday loans the only thing that is needed is an open checking account and a job. Once these two things are verified the borrower will write a check for the amount desired. The amount will be expected to be paid back in about two weeks. 

An ID will also be needed. The ID must be a driver’s license or a passport. It must also current. 

There is an interest fee applied to the amount given. If the loan is paid back in its full amount plus interest, the borrower will most likely be able to return and be eligible for a larger amount. Keeping up with all payments builds trust when it comes to payday loans.

A payday loan is very convenient. They are quick to process. In most cases the borrower will receive funds that day.